Which program provides coverage for uninsured children and pregnant women in families with low incomes and is funded jointly by state and federal governments?

Which program provides coverage for uninsured children and pregnant women in families with low incomes and is funded jointly by state and federal governments?

• A. The Children’s Health Insurance Program
• B. Medicare
• C. Medicaid
• D. Veterans Health Administration

Answer: (A)

The program described targets uninsured children and, in many states, pregnant women in families with low incomes and is funded with federal money matched by the states. That combination is characteristic of CHIP, which was created to cover children who aren’t eligible for Medicaid or private insurance but can’t afford it on their own, with states administering the program and receiving federal matching funds. Medicaid also covers low-income children and pregnant women, but CHIP specifically fills the gap for those who are uninsured and fall between Medicaid and private coverage. Medicare serves older adults and certain disabled individuals, and the Veterans Health Administration serves veterans, so they don’t fit this description.

The program described targets uninsured children and, in many states, pregnant women in families with low incomes and is funded with federal money matched by the states. That combination is characteristic of CHIP, which was created to cover children who aren’t eligible for Medicaid or private insurance but can’t afford it on their own, with states administering the program and receiving federal matching funds. Medicaid also covers low-income children and pregnant women, but CHIP specifically fills the gap for those who are uninsured and fall between Medicaid and private coverage. Medicare serves older adults and certain disabled individuals, and the Veterans Health Administration serves veterans, so they don’t fit this description.